Although I made many failed attempts at budgeting off and on for years, I first got truly serious about budgeting at the beginning of the pandemic. During that time, I was living alone without my husband due to visa issues, was pregnant with our first child, and was watching the…

Money mistakes and money regrets. If you’re anything like me (for really, if you’re just human), you probably have a long laundry list of things you wish you’d done or not done with your money. I’ve been thinking a lot recently about how we can mentally process these money regrets…

(Outside of my business and outside of Medium) — As someone who is passionate about budgeting as a way to make maximum progress towards financial goals, I’m always aware that it’s often not wise to fixate too much on the “cutting expenses” side of things. …

With examples from our own family budget — I’ve been working recently to beautify, streamline, and update the budget spreadsheet I have been using for our family. The work has made me think about the conscious choices I made when structuring our budget. I try to be intentional about how we create our budget, which includes putting careful…

A step-by-step approach to mitigating the variability — Personal finance and budgeting for solopreneurs can be tricky. Most of the advice out there about budgeting presumes regular paychecks and stability. “Side hustle” income is often relegated to the “extra income” category, where it serves as a nice boost to the income from a traditional 9–5 job. But as…

One of the key lessons of personal finances is that having a budget helps you be intentional with your spending so that you can reach your financial goals. …

If you’ve set up a budget for your family, congratulations! You’ve already taken a major step in the right direction for your family. But just creating the budget is one thing; making the budget actually work is another. This is an area of personal finance where there can be an…

One of the most important things you can do to start feeling more in control of your money is to work to cultivate healthy financial habits. Having better routines in place can keep us more aware of our finances so that we can be more intentional about what we earn…

And how I’ve come to terms with my family’s season of life — I’d like to reflect on one of the most important aspects of being intentional with your money — the idea that we need to pay attention to the particular season of life we are in when we set our budgets and our financial goals. And even our schedules and our…